CRED IndusInd RuPay: INR249 EMI fee back as reward points

Good to know before you go

Offer conditions

India, 9 October-10 November 2026. Only active CRED IndusInd RuPay credit cards in good standing, using 3- or 6-month EMI on Amazon or Flipkart website/app. INR249 processing fee reimbursed as CRED IndusInd Reward Points to the linked CRED account within 40 days; not cash or an instant discount. GST and EMI interest excluded. No additional transaction reward points; earlier points reverse on EMI conversion and are not restored on cancellation/preclosure. Returns, cancellations or foreclosure may incur charges and reverse the benefit; a merchant refund does not automatically cancel EMI, so contact the bank. Card closure makes unbilled EMI payable together. No minimum spend or usage limit is specified. Benefit cannot be transferred or exchanged for cash; bank may modify/withdraw it. No code required. Official issuer terms checked; no native CRED reward access, card transaction or checkout test.

Source confirmation is not a checkout guarantee. Eligibility can depend on your basket, account and location.